Free investor calculators
Real estate investor loan calculators
Run the numbers on a deal before you make the offer. Seven free calculators built for business-purpose investor loans: hard money, DSCR, fix and flip, BRRRR, bridge, ground-up construction, and a tool that compares lender offers side by side.
Short-term loans
Hard money loan calculator
Loan amount from your LTC and ARV caps, cash to close, monthly interest, points, draw fees, Dutch vs non-Dutch interest and the all-in cost of the loan.
Open the calculator →Rental loans
DSCR calculator
Your DSCR ratio, monthly PITIA, the rent you need for 1.00x and 1.25x, the largest loan that fits, and the cost of the prepayment penalty. Works for Airbnb too.
Open the calculator →Flips and wholesale
Fix and flip calculator
Profit, ROI and cash needed on a flip, plus a max offer solver that goes past the 70% rule and builds in the real cost of the loan.
Open the calculator →Buy, rehab, rent, refinance
BRRRR calculator
Checks whether the DSCR cash-out refinance pays off your hard money loan, how much cash stays in the deal, and what a low appraisal does to it.
Open the calculator →Bridge financing
Bridge loan calculator
Interest-only payment, balloon, points, minimum interest, extension fees and cash to close on an investor bridge loan, purchase or refinance.
Open the calculator →Ground-up
Construction loan calculator
Loan size, your equity, a month-by-month draw schedule and the interest reserve you need on a ground-up investment build.
Open the calculator →Loan comparison calculator
Put up to three term sheets side by side and see which one is really cheapest at 3, 6, 9, 12 and 18 months.
Compare offers →Why we built these
Most loan calculators stop at the interest rate. On a short-term investor loan the rate is only part of the cost. Points, lender fees, draw fees, whether interest is charged on the full loan or only on the money drawn, minimum interest, extension fees when a project runs late, and prepayment penalties on rental loans all change what the money really costs. Two offers with the same rate can be thousands of dollars apart.
These calculators put every one of those terms in front of you, so you can see the true cost and the cash you need before you sign anything. When the numbers work, send the deal: the lenders in our network compete for it, and there is never a fee to submit.
Easy Lending USA is not a lender or a mortgage broker. We introduce real estate investors to independent private lenders, who make every credit decision. Business-purpose loans only, secured by non-owner-occupied investment property. Calculator results are illustrative estimates, not offers or commitments to lend.