Business-purpose real estate financing
Submit your deal. Track it to close.
Easy Lending USA connects real estate investors with private lenders. Business-purpose loans secured by non-owner-occupied investment property, made to business entities. No junk fees. No upfront fees. Ever.
Start where you fit
Three ways people use this platform. Pick the one that describes you.
Investors
You have a deal
A purchase, a rehab, a refinance or a cash-out on an investment property. Send us the file and we will introduce it to lenders whose box it fits.
Submit a deal →Partners
You send us deals
Realtors, loan officers and marketers who bring us files and get paid when they close. Your borrower stays yours — in writing.
See the partner program →Lenders
You have capital
Private lenders and funds looking for vetted, business-purpose deal flow that matches a defined credit box.
See deal flow →How we get paid
No junk fees. No upfront fees.
We do not charge application fees, processing fees, document fees, or any other fee to look at your deal. There is nothing to pay to find out whether your file is fundable.
We are compensated by the lender when a referred transaction closes. If your deal does not close, you owe us nothing.
What we are
A referral platform, not a lender.
We do not make credit decisions, fund loans, take loan applications, or negotiate terms. We introduce your file to independent private lenders and help you keep it moving.
Every program here is a business-purpose loan on non-owner-occupied investment real estate, made to a business entity. We do not offer consumer loans or financing on a primary residence.
Programs
What we place. Terms vary by lender, property and borrower experience.
Hard Money
Short-term, equity-driven financing for time-sensitive acquisitions.
Details →Fix & Flip
Purchase plus rehab, structured around a renovation and resale timeline.
Details →DSCR
Qualify the property on its rental cash flow rather than personal income.
Details →Bridge
Cover the gap between acquisition and permanent financing or sale.
Details →Commercial
Multifamily, mixed-use and commercial investment property.
Details →Gap Funding
Second-position capital covering the shortfall on a funded deal.
Details →Ground-Up
New construction for experienced builders, drawn against progress.
Details →Unusual for this industry
We publish our rates.
Most sites in this category make you call to find out whether you are in the ballpark. We put indicative pricing on a page, dated, so you can rule us in or out in thirty seconds.
Subject to underwriting. Not an offer or commitment to lend.Ready when you are.
Send the file. We will tell you quickly whether it is something we can place.