#1 Private Lending Solution


- Hard Money Loans

- Fix and Flip Loans

- Commercial Loans

- HELOC Loans

- DSCR Loans

Submit Your File

Email, call or upload your files directly to our website to start the process. Fastest response, timely updates. We are always on time and online.

Fast Quote

You can receive a soft quote within 12 hours of the initial contact and a hard quote after 24 hours of our reviews. Very simple and minimal documents required.


Our record-breaking closing is what separates us from the rest. We had a 5 day closing for HM loans and up to 30 days for more advanced loan programs.

Lending Programs

Work with a team that works for you. Our job is to close your loans and get more business.  Our network of brokers and realtors is what makes us successful, we don't work with your borrowers.  Most of our lending programs are nationwide and available for anyone in need of a quality lending solution.

Hard Money

Rates from 10.99% | LTV up to 80% | 7 day funding | No W2 | No Tax Return Required | Low Credit OK

Fix and Flip

Rates from 10% | LTV 90% | ARV up to 75% | 1 year I/O | Rehab 100% | Under 2 weeks funding


Rates starting from 6.99% | Loan amount $5M+ | Min FICO 650 | Under 30-day funding |

Reverse Mortgage

Age 55+| Score 650+ | up to 4 million | Non-Recourse |


Minimum FICO is 620 | 100% draw at closing | Loan amounts from $25,000 to $400,000 |


Loans up to $2,000,000 | Minimum FICO of 640 |

Our lending provides flexible financing for your borrowers with no upfront or junk fees.

Lower fees and experienced underwriters make the process simple and easy. We help finance your deals with less paperwork and faster closing.

Simple, straightforward process

No Junk Fees, No Upfront Fees

lender no junk fees

Easily APPLY Online

Want to APPLY for a loan online?

Easy online application to guide you through the basic steps. We can pre-qualify your loan within 24 hours

With us you are protected!

Borrowers are yours and stay yours even if they come back to us. Our goal is to keep a long and fruitful beneficial relationship and keep on building our network. 

Who can we cooperate with?

Brokers, Realtors, Investors only!

Together we are stronger

Why us?

Over 30 years in the real estate and lending industry. Experience and great work ethics are what puts us on top of our competitors. Our main goal is to close more files and develop a fruitful relationship with brokers, realtors, and investors. 


States that we lend in


Years of experience


Average closing days

Broker / Realtor Program

The more we cooperate the more you make. That's our promise to you. We have a great partnership program for anyone who brings us deals. We love working with brokers, realtors, investors, and others in the RE industry. 

Sign up and become our PARTNER

Partnering up with us and sending us your files means that you will be our top priority. Your file will be worked on first and closed faster.

©2023. Easy Lending USA