DSCR Loans

At Easy Landing, we take pride in being your top choice for DSCR loans, offering favorable terms and unmatched expertise in helping you secure the financing you need.


We are your premier source for DSCR loans in California, Texas, Colorado, Florida, and Washington, providing rapid financing solutions for investors, brokers, realtors, and individuals seeking alternative lending options. Our simple and clear guidelines ensure a hassle-free process, with the ability to close within a week. A DSCR loan can help you obtain a property with much less paperwork than a traditional loan.  These types of loans are based on the Market rents of the property and not your income.  This is an advantage to investors for numerous reasons.


If you're self-employed you can show a variety of nontraditional income streams as follows:

These alternative means of approval really help your chances of getting approved.  Especially if you’re self-employed and write everything off or just have a high D.T.I. ratio.

DSCR loan requirements, program highlights

What makes us different?

No Upfront Fees

No Junk Fees

Refinance, Cash Out, Purchase

What is hard money loan and why get it

A Debt Service Coverage Ratio (DSCR) loan is a type of financing commonly used in commercial real estate, where the property’s income must exceed its debt payments. Lenders typically require a DSCR of 1.2 or higher to ensure that the property generates enough income to cover loan obligations.

DSCR is primarily used in commercial real estate financing to assess a property’s income-generating capability. It’s crucial for loans on properties like apartments, offices, and shopping centers, ensuring the income covers debt payments.

The risk with a DSCR loan depends on property income stability and the borrower’s ability to maintain it; if income drops significantly, it can impact debt repayment. Thorough financial analysis and property assessment are key to managing these risks.

Easily APPLY Online

Want to APPLY for a loan online?

Easy online application to guide you through the basic steps. We can pre-qualify your loan within 24 hours

With us you are protected!

Bring us your borrowers and make more

Brokers, realtors, financial advisors, and anyone else who has a borrower with hard money funding needs are welcome to contact us. We are a fair lender and we take care of our referring partners. 

Why us?

Over 30 years in the real estate and lending industry. Experience and great work ethics are what puts us on top of our competitors. Our main goal is to close more files and develop a fruitful relationship with our borrowers, brokers, realtors, and investors. 

Easy Lending USA

Easy lending is a platform and a part of Commercial Prime Lending, LLC company that provides easy and fast funding. 

We have both west and east coast presence and we are a nationwide Gap Lender. 

CPL Lending

1341 Rose Circle, Pittsburgh, 15241

NMLS# 1641863