Partners
Your borrower stays yours.
The single biggest reason professionals hesitate to refer a deal is the fear of losing the client. So we put the answer in writing instead of asking you to trust us.
The commitment
Specifically, we will not:
- Market our services directly to a borrower you introduced
- Add them to any marketing list, email sequence or campaign
- Solicit their next transaction independently of you
- Route them around you if they contact us directly — we route them back to you
- Share their contact details with any lender for any purpose other than evaluating the transaction you referred
If they come back without you
It happens. A borrower who liked the process contacts us directly a year later on a new property. When that happens, the deal is still attributed to you and you are still compensated on it. You do not have to police it; the obligation is ours.
Why this matters
This industry has a real problem here, and it is not hypothetical. It is not difficult to find account executives at sizeable lenders stating publicly that they retain the right to solicit a referring partner’s borrowers directly.
Read your other agreements for that clause. If it is there, your referral is not a referral — it is lead generation for somebody else, paid once.
How it is enforced
This is a term of the written partner agreement, not a marketing promise on a web page. It survives the transaction it was created in. If we breach it, you are entitled to terminate immediately and to compensation on the affected transaction.
Ask for the agreement before you send a single file. Read the clause. Then ask whoever else you work with to show you theirs.
The short version
- No direct marketing to your borrower
- No solicitation of their next deal
- Return contacts routed back to you
- Attribution survives the first transaction
- Written into the agreement
- Terminable on breach
Questions to ask anyone else
Before you refer a client to any lender or platform:
- “Can I see your non-solicitation clause?”
- “How long does it last?”
- “What happens if my client contacts you directly?”
- “What is my remedy if you breach it?”
The operative terms are those in the executed partner agreement. This page summarises them in plain language; where the two differ, the agreement governs. Easy Lending USA is not a lender, a bank, or a mortgage broker.