Loan programs
Business-purpose financing for investment property.
Every program here is a business-purpose loan secured by non-owner-occupied investment real estate and made to a business entity. We place your file with independent private lenders whose credit box it actually fits. We are not a lender.
Choose the structure that matches the deal
The right program depends on what you are doing with the property, how long you need the money, and how the exit works.
Hard Money
Short-term, equity-driven financing when timing matters more than paperwork. Underwritten primarily on the asset.
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Fix & Flip
Purchase plus rehab, structured around a renovation budget and a resale exit. Rehab funds released by draw.
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DSCR
Qualify the property on its rental cash flow rather than personal income. Built for buy-and-hold portfolios.
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Bridge
Cover the gap between acquiring a property and either refinancing into permanent debt or selling it.
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Commercial
Multifamily, mixed-use, retail, office and industrial investment property.
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Gap Funding
Second-position capital covering the shortfall between your senior loan and what the deal actually needs.
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Ground-Up Construction
New construction for builders with a track record, funded against verified progress.
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What we do not do
No consumer lending. At all.
We do not place owner-occupied financing, primary-residence loans, reverse mortgages, or consumer home equity lines. If the property is somebody’s home, this is not the right place, and we will tell you so rather than waste your time.
What it costs to ask
Nothing, ever.
No application fee, no processing fee, no document fee, no upfront fee of any kind. We are compensated by the lender when a referred transaction closes. If it does not close, you owe us nothing.
Not sure which one fits?
Send the file. We will tell you what it looks like and which structure makes sense, before you commit to anything.