Partners
Place the deals your product set cannot.
You already have investor clients your guidelines will not serve. Declining them sends the relationship somewhere else. Placing the business-purpose piece keeps it with you.
The files this is for
- Investor hit the financed-property limit
- Self-employed borrower whose returns will not support DTI
- Property condition fails conventional underwriting
- Borrower wants to close in an LLC
- Short-term need with a defined exit
- Rental that qualifies on cash flow but not on personal income
None of these are bad borrowers. They are borrowers your specific product set cannot serve today.
Why refer instead of decline
A declined client is a client who now goes looking. Whoever solves the problem earns the relationship, and the next conventional file goes to them rather than to you.
Referring the business-purpose deal keeps you at the centre. You stay the person who found the answer, and you are compensated for it.
Boundaries, stated clearly
These are business-purpose loans on non-owner-occupied investment property made to entities. They are not consumer credit transactions. That distinction matters for your licensing, and you should confirm your own obligations and your employer’s policy on outside referral compensation before participating.
We are not a lender or a mortgage broker, and we are not asking you to act as one. You make an introduction; we handle placement.
The two commitments
We never make more than you on a deal you bring.
Your borrower stays yours — in writing, including on their next deal.
Easy Lending USA is not a lender, a bank, or a mortgage broker. Referral compensation is paid in connection with business-purpose transactions secured by non-owner-occupied investment real estate, made to business entities. We do not pay compensation on consumer-purpose or owner-occupied loans. Confirm your own licensing and employer requirements before accepting referral compensation.