About
Private capital for real estate investors.
Easy Lending USA finances real estate investors with private, real estate and commercial capital. That is the whole business, stated plainly, and everything on this site is built around being straight with you.
What we are
A private lending platform. Investors and the professionals who serve them send us deals. We underwrite each deal against our loan programs and our capital brings its best terms.
How we work
Every figure we publish is a real program term. Every file gets a clear yes or no, fast. And we never charge a borrower a dollar before closing.
Why we publish things others do not
Most sites in this category make you pick up the phone to learn anything useful. We would rather put the information on the page: what each program is, how it is structured, where it goes wrong, and what it costs to ask.
A direct lender has a commercial reason to keep its pricing private. We do not have a rate sheet to protect, so we can be open in a way a lender structurally cannot.
How we are paid
We are paid only when a loan closes. We charge borrowers and partners nothing — no application fee, no processing fee, no document fee, no upfront fee of any kind.
What we place
Business-purpose loans only, secured by non-owner-occupied investment real estate, made to business entities. No consumer loans, no owner-occupied financing, no loans against a primary residence.
Our bias, stated
We are compensated on closings, so we have an interest in deals closing. That is why we say early when a file is not placeable, rather than keeping you busy. A deal that cannot close is worth nothing to either of us.
The company
Easy Lending USA is operated by Easy Lending USA LLC, a Wyoming limited liability company.
30 N. Gould St. #70054Sheridan, WY 82801
Start with a deal or a conversation.
Still deciding whether this fits? The frequently asked questions answer the direct ones — including whether we are a lender, how we are paid, and what we will not do — and the disclosures set out our role in full.