About
We connect deals with capital.
Easy Lending USA connects real estate investors with private lenders. That is the whole business, stated plainly, and everything on this site is built around being straight about what we are.
What we are
A referral platform. Investors and the professionals who serve them send us deals. We introduce those deals to independent private lenders whose criteria they fit. When a referred transaction closes, the lender compensates us.
What we are not
We are not a lender. We are not a bank. We are not a mortgage broker. We do not make credit decisions, fund loans, take loan applications, or negotiate loan terms. Anyone in this industry who blurs that line is doing you a disservice, and we would rather be boringly precise about it.
Why we publish things others do not
Most sites in this category make you pick up the phone to learn anything useful. We would rather put the information on the page: what each program is, how it is structured, where it goes wrong, and what it costs to ask.
A direct lender has a commercial reason to keep its pricing private. We do not have a rate sheet to protect, so we can be open in a way a lender structurally cannot.
How we are paid
We may receive compensation from lenders when a referred transaction closes. We charge borrowers and partners nothing — no application fee, no processing fee, no document fee, no upfront fee of any kind.
What we place
Business-purpose loans only, secured by non-owner-occupied investment real estate, made to business entities. No consumer loans, no owner-occupied financing, no loans against a primary residence.
Our bias, stated
We are compensated on closings, so we have an interest in deals closing. That is why we say early when a file is not placeable, rather than keeping you busy. A deal that cannot close is worth nothing to either of us.