What you get paid.

The rule

On any transaction you refer, our compensation does not exceed yours. If a lender pays less than expected, the reduction comes off our side before it comes off yours.

The split, in plain numbers

Two points of the loan amount, split down the middle. One point to you, one point to us. The same on every program, whatever the size, whatever the file.

Where a lender caps total compensation below two points on a particular file, we split what there is — still 50/50, still never more to us than to you. You are told the number before the file goes in, not after it closes.

How you are paid

• Paid at closing, when the loan funds — never before
• Disclosed on the settlement statement, like every other cost of the transaction
• Nothing comes out of your commission, and nothing is invoiced to your client by you
• No fee to join, no minimum volume, no exclusivity requirement
• If the deal does not close, nobody is paid — including us

Compare us honestly

Published partner compensation elsewhere in the market generally sits in the low single digits as a percentage of loan amount, and is often quoted as a ceiling nobody reaches. When you compare, check three things beyond the headline rate:

• Is it capped, and at what?
• Who pays it — the lender, or your client?
• What happens to your borrower afterwards? See our client protection guarantee.