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Resources

Guides for real estate investors

Plain explanations of how business-purpose real estate financing actually works — including the parts that go wrong.

November 8, 2023

Fix and Flip Financing: A Guide for Real Estate Investors

How purchase-plus-rehab financing is structured, how draw schedules release rehab money against verified progress, and what a lender actually checks on a flip.

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October 19, 2023

What Is a DSCR Loan? DSCR Loans Explained for Real Estate Investors

How debt service coverage ratio loans qualify a rental on the rent it produces rather than on your personal income — and where the…

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Easy Lending USA

Easy Lending USA connects real estate investors with private lenders.

(858) 800-2280
underwriting@easylendingusa.com

Call or send the file. Business hours, Mon–Fri.

Easy Lending USA LLC
30 N. Gould St. #70054
Sheridan, WY 82801

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  • Fix & Flip Loans
  • DSCR Loans
  • 85% LTV DSCR Loans
  • DSCR Cash-Out Refinance
  • Short-Term Rental Loans
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  • Multifamily & Mixed-Use
  • No Minimum Credit Score
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Easy Lending USA is not a lender, a bank, or a mortgage broker. We are a referral service that introduces real estate investors to independent private lenders. We do not make credit decisions, fund loans, take loan applications, or negotiate loan terms.

All loans are for business purposes, secured by non-owner-occupied investment real estate (or, on commercial property, a building the borrower's business operates from), and made to real estate investors and businesses. We do not offer consumer loans or loans secured by a residence the borrower lives in.

We may receive compensation from lenders when a referred transaction closes.

Licensing. In states that require a licence to arrange or make business-purpose loans secured by real estate — including California — loans are originated and made under the licence of our licensed lending partner, which is the licensed party on those files. In those states Easy Lending USA acts only as a referral source.

States served (all 50 states): AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Any rate, term, LTV or timeline shown is indicative only and subject to underwriting. Nothing on this site is an offer or commitment to lend.

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Easy Lending USA is operated by Easy Lending USA LLC, a Wyoming limited liability company. 30 N. Gould St. #70054, Sheridan, WY 82801.

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